Tools

Variance & Risk of Ruin

How much your results can swing, how confident you can be in your winrate, and the odds a downswing breaks your bankroll.

Risk of ruin at this bankroll
Chance you're a long-term winner
Over this sample
Expected result
One standard deviation
Likely winrate (95%)

Risk of ruin uses the standard formula e^(−2·winrate·bankroll ÷ variance) and assumes a fixed winrate. Heads-up std. deviation typically runs ~100–130 bb/100. A confidence interval this wide is why six-figure samples still don't settle a winrate.

Frequently asked

What is risk of ruin in poker?
Risk of ruin is the probability your bankroll reaches zero before variance turns around. It falls quickly as your bankroll or winrate rises and as your standard deviation drops.
How big a sample do I need to trust my winrate?
Larger than most expect. With a 110 bb/100 standard deviation, even 100,000 hands leaves a wide confidence interval — the tool shows the exact 95% range for your sample.
What standard deviation should I use?
Heads-up no-limit usually runs about 100–130 bb/100, higher than full-ring because you play every hand. Use your tracker's figure if you have one.
Is the variance calculator free?
Yes. It is free with no signup, and the risk-of-ruin and confidence figures are exact closed-form results.